Thursday, June 28, 2012

What's at stake in today's Obamacare decision

The Supreme Court as of 2010 The Washington Post has this interactive tool to figure out what you might stand to lose if the conservative Roberts Court does what most analysts expect (and all Republicans fervently dream of) and overturns the Affordable Care Act. You might be surprised to find that a complete repeal (which the Republican Congress promises even if the Court doesn't deliver it) will affect just about everyone, to varying degrees.
  • If you're employed, and insured, you'll probably lose the free preventative care services you've enjoyed since last year. Some 54 million people took advantage of the physical exams, cancer screenings, flu shots, child immunizations, etc. that the law provides for, with no co-pay.
  • If you're a young adult and don't have coverage through school or work, you might still be on your parents' health insurance plan, thanks to the ACA. Say good-bye to that.
  • If you're a parent with a child with a serious illness, your child could once again be denied coverage because of the illness. One of the first provisions of the Act outlawed denying coverage to children with pre-existing conditions. That'll be gone.
  • If you're a senior and fall in the "donut hole," the coverage gap in which many seniors pay for their drugs out of pocket, get ready to start spending again, because the gap is going to open up again.

Some insurance companies have said that they'll continue to honor some of the provisions of the law. Promises, promises.

If you're uninsured or have a pre-existing condition, what you lose is the hope that the status quo was going to change for you in 2014. And you know who you have to thank for it: the GOP.


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